Job Description

Job Description

Job Description

Description:

This position can be worked out of any Choice location.

The Mortgage Loan Officer is primarily responsible for the origination, relationship management and proactive sale of residential mortgage loans. This role acts as a bridge between borrowers and lenders, guiding clients through the mortgage process to help them achieve their homeownership goals.

Business Development

• Build customer relationships through the advising and servicing of mortgage loans.
• Acquires, reviews, analyzes and processes residential real estate loan applications.
• Acquire and maintain accurate and timely data, coordination and communication with processors, underwriters, closers and customers throughout the pipeline process.
• Develops and maintains referral and industry networks including but not limited to realtors, builders and real estate professionals, and other business development contacts.
• Achieve monthly, quarterly, and annual profitability and performance standards.
• Cross-selling of additional Choice Financial services.
• Network and represent Choice Financial in the community, economic, and business development.
• Assures loans are closed in a timely manner as agreed to with the customer and Choice Financial.

Compliance

• Stay abreast of compliance changes, certifications and regulations to assure compliance.
• Maintain knowledge of the changing rules and regulations pertaining to both private and government-insured mortgages.
• Assures controls, guidelines, documentation and procedures are followed for secondary market pricing and expirations.
• Contains knowledge of bank and insurance (conventional and/or government lending guidelines) products and services.

Other General & Administrative

• Submits application forms to processing for verification of application information.
• Communicates with applicants or other persons to resolve discrepancies and or denials.
• Contains knowledge and complies with policies and procedures and industry changes.
• Performs duties outside normal scope as assigned.

Qualifications

• 4 Year Degree in Business Management, Sales, Marketing or related field.
• 3-5 years mortgage origination experience.
• Active and good standing NMLS registration.
• Familiarity with mortgage loan components, language and terms.
• Ability to work primarily independently.
• Attention to detail, reliability, and honesty

The base salary for this role is listed below. This pay range is posted to comply with wage transparency laws. The base salary may vary based on skill, ability, knowledge, experience and geographic location. Full time employees are also eligible for a competitive bonus and benefits package. Check out bankwithchoice.com/careers for an outline of current benefit offerings.

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